Buying a home may be one of the most rewarding financial decisions you’ll ever make—but that doesn’t mean it’s easy. First-time buyers often feel overwhelmed by the process, unsure of where to begin or how to evaluate whether now is the right time. The good news? With the right decision tools and support, the complexity becomes manageable—and even empowering. That’s the message Jeff Hulett, behavioral economist and founder of Personal Finance Reimagined (PFR), delivers in thi