If you’re in your 20s or 30s, the world of investing can feel like a minefield: conflicting advice, daily market swings, and a growing pressure to “get it right.” But what if we told you the key isn’t timing the market—but learning how to think, decide, and build habits that compound over decades? That’s the heart of this month’s theme at Personal Finance Reimagined: Investing Month. And our latest interview gets right to the point. Luke Avery, Assistant Vice President and Re

Personal finance education is more than theory—it is transformation. At Personal Finance Reimagined (PFR) , we are dedicated to giving students not only financial knowledge but the decision frameworks and behavioral tools that lead to a lifetime of confident wealth-building. One of our foundational tools is the Investment Barbell Strategy (IBS) : a four-quadrant investment model that helps students understand how to manage risk by strategically balancing volatility, diversifi