Research and intuition point in the same direction. The returns to college are very beneficial. Whether in money-benefit return, personal psyche-benefit return, or society-benefit return. But there are two sides to the College ROI question: both the return achieved (the "R") AND how much one pays to achieve that return (the "I"). After 40 years of 2x the rate of inflation college cost increases, the cost of higher ed has exploded. Savvy families are now taking a scalpel