Ever wonder why it's so hard to do the things that will make us rich? 🧠💸 I’m Jeff Hulett, and in my personal finance class at JMU, I show my students the path to $16 million. But here’s the kicker: some STILL won't show up. It’s not laziness—it’s neurobiology. In this video, I explain why our brains are hardwired to choose a "nap today" over "retirement riches" and how we use "Industrial Grade Accountability" to fix it. Learn how to: ✅ Use Commitment Devices to automate su

I’ll let you in on a secret: I REALLY don’t like New Year’s resolutions. 🙅‍♂️ Most fail because we're hard-wired for "Survival Today," not 100% perfection. In this video, I explain how to use the 80/20 Rule (The Pareto Principle) to ensure compliance and avoid burnout. Stop chasing perfection and start mastering your tradeoffs. Take control of your 2026 goals: 📖 Get the book: Making Choices, Making Money #NewYearNewMe   #2026Goals   #Resolutions   #8020Rule   #PersonalFinan