History is not merely a collection of dates and names; it is a series of "pivots." These are the moments when the tectonic plates of human productivity shift, forever changing how we live, work, and relate to one another. From the steam engine to the internet, every great economic leap has required something deeply human, yet frequently resisted: a leap of faith. Today, as Artificial Intelligence weaves its way into the fabric of our professional lives, we stand at the thresh

As President of PFR and a Personal Finance Professor at JMU, I've spent years observing one persistent barrier to success: fatalism. The belief that our outcomes—financial, professional, or personal—are fixed by forces beyond our control. This idea, rooted in the philosophy of Determinism, finds powerful support in modern science, particularly neuroscience. Scientists like Robert Sapolsky argue that every choice is merely the inevitable output of our determined neurobiology.

This article applies the time-investment framework to the entrepreneurial journey, highlighting the challenges, opportunities, and...

"Man cannot discover new oceans unless he has the courage to lose sight of the shore." —Andre Gide We all share one resource...