I recently had the pleasure of sitting down with one of my favorite thinkers, Duke Economist and Political Science Professor Mike Munger , to dissect the "super complex" challenge of college decision-making. As President of Personal Finance Reimagined (PFR), I know this choice is massive. College is more expensive than ever, yet there are more lower-cost alternatives—from community colleges to taking a gap year—that deserve serious consideration. The question isn't just where