I spent decades in the high-stakes banking world, watching how institutional systems often win at the expense of the individual. I eventually realized how millions of Americans are held back not by a lack of money, but by a "Decision Deficit"—a gap between how banks think and how people choose. I chose to leave the secure banking world behind to found Personal Finance Reimagined (PFR) because I knew I had to turn the tools of the banking industry into a shield for the people.

Welcome to the Financial Success Road, a comprehensive journey designed to help you achieve long-term wealth through a "get rich slow" scheme. In this video, your host, Jeff Hulett, outlines the two core components of his process: the Savings Waterfall and the Investment Barbell Strategy (IBS). You will learn how to generate income, create "prefabricated tradeoffs" using a budget, and defeat modern-day "sludge"—intentional frictions that separate you from your money—to feed y

For many students, the pursuit of long-term wealth seems complicated, requiring insider knowledge of stocks, complex budgeting software, or a massive salary. In reality, the foundation of riches is not found in complex products or high incomes, but in simple mathematics: the Geometry of Riches. This geometry is defined by the gap between what you earn and what you spend. The wider the gap—the more you consistently live below your means—the faster you will build lasting financ

Are hidden fees, confusing disclosures, and endless notifications costing you your financial future? At PFR, we call this "sludge"—the hidden friction that makes good financial decisions challenging to execute. Sludge drains your attention, depletes your willpower, and forces you to settle for the status quo, often leading to wasted money and missed opportunities for wealth building. It’s an invisible enemy, but its impact is real. You don't have to live in the financial mud!

Sound personal finance requires a discipline simple in concept yet challenging in practice: living beneath one’s means. This choice enables consistent saving and systematic investment, unlocking the breathtaking power of compound interest. Mathematically, the principle is certain: small, regular investments—especially those commenced early in life—increase at an increasing rate, transforming modest resources into massive, sustaining wealth over decades. Executing this strateg

Real estate investing remains one of the most powerful paths to long-term wealth creation. At Personal Finance Reimagined  (PFR), we...

What Is Sludge—and Why You Must Eliminate It In the world of Personal Finance Reimagined (PFR) , we believe confident decisions are the...

In today’s economy, entrepreneurship is booming. From solo founders to fast-scaling startups, more people than ever are building...

Imagine this: You graduate college with the tools to get rich. Many have the skills, the drive, and the opportunities to build long-term...