This article is for teachers and all those interested in Financial Education. The modern information-abundant, attention-scarce world presents a MASSIVE opportunity to improve financial education. Unfortunately, habits, inertia, and fear sometimes get in our way. A recent Wall Street Journal article highlights this challenge. As public interest in financial literacy rises, traditional teaching methods match a bygone era. To demonstrate this troubling gap, the WSJ article p

Imagine you’re in a high-stakes job interview. The hiring manager isn't just looking at your resume; they are looking at your human capital. From an economist’s perspective, you’ve walked into that room carrying a metaphorical “tool bag.” Inside that bag are your skills, your experiences, and your unique abilities. You open it up and effectively tell the employer: “For some compensation, I’ll give you access to this bag.” The employer evaluates the market price for those tool