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Be like Rudy: Community College as a smart, lower-cost path for Higher Ed
Students that meet recruiting criteria AND came via a community college path often have a positive, differentiated resilience signal.
Jeff Hulett
Dec 10, 20218 min read


The Road To Absurdistan: Student lending psychology and bizarre incentives
This imaginary home financing narrative takes place in an alternate world called “Absurdistan.” This story helps relate the hidden...
Jeff Hulett
Oct 13, 20213 min read


9/11 - how bankers beat terrorists
We were determined not to let the bastards beat us. We dug deep into our kind and resilient human nature.
Jeff Hulett
Sep 14, 20212 min read


Resolving Lending Bias - a proposal to improve credit decisions with more accurate credit data
Don’t blame the algorithm for our past mistakes…. fix the mistakes as found in the data of our past reality.
Jeff Hulett
Sep 7, 202116 min read


Anatomy of a "pump and dump" scheme
Don’t be on the wrong side of a pump and dump scheme .... and the right side is akin to catching a falling!
Jeff Hulett
Feb 23, 20212 min read


The Stoic’s Arbitrage: A survival guide for modern consumer financial services products
Consumer finance products help us reach our life goals. These same products, not used correctly, may inflict significant long term damage.
Jeff Hulett
Dec 20, 202026 min read


Cutting through complexity: A confidence-building car buying approach
Nothing motivates me more to think through the car buying process than my 4 kids and other people buying cars for the first time.
Jeff Hulett
Nov 17, 202015 min read


The Time Value of Money Benefits the Young
The more you understand how your brain is wired, the better equipped you will be to overcome cognitive biases and build wealth.
Jeff Hulett
Nov 17, 20206 min read
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