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The Adaptable Homebuyer - Using Down Payment Assistance enables a great decision process
The U.S. housing market presents both good news and challenges to homebuyers. The challenge: Younger people face homeownership headwinds...
Jeff Hulett
Jun 12, 20244 min read


Investment Barbell Strategy - How to achieve a lifetime of wealth
We often hear that investment diversification is super important to long-term wealth accumulation. We also intuitively understand risk...
Jeff Hulett
Jun 24, 20232 min read


Affordable Housing Solutions
Younger people face homeownership headwinds not faced by their parents. Overcoming affordable housing challenges requires adaptability.
Jeff Hulett
Apr 28, 20237 min read


Co-ownership: An affordable housing solution
Co-ownership: A little-known but growing trend is toward multiple joint owners that are not married. It could even be more than 2 people.
Jeff Hulett
Apr 19, 20234 min read


Making the best home-buying decision
Buying a home is a big deal. Home buying confidence occurs based on the belief we made a good home buying decision.
Jeff Hulett
Jun 21, 202213 min read


How does a first-time homebuyer compete with an all-cash offer from an investment firm?!
This graph tells 2 very different stories - On the one hand, it tells the story of higher investment yields in the single-family rental...
Jeff Hulett
Apr 4, 20221 min read


The Investment Barbell Strategy
Building an effective investment barbell strategy is not hard. This article provides the framework.
Jeff Hulett
Jan 1, 202217 min read


The Road To Absurdistan: Student lending psychology and bizarre incentives
This imaginary home financing narrative takes place in an alternate world called “Absurdistan.” This story helps relate the hidden...
Jeff Hulett
Oct 13, 20213 min read


9/11 - how bankers beat terrorists
We were determined not to let the bastards beat us. We dug deep into our kind and resilient human nature.
Jeff Hulett
Sep 14, 20212 min read


The Stoic’s Arbitrage: A survival guide for modern consumer financial services products
Consumer finance products help us reach our life goals. These same products, not used correctly, may inflict significant long term damage.
Jeff Hulett
Dec 20, 202026 min read
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