What Is Sludge—and Why You Must Eliminate It In the world of Personal Finance Reimagined (PFR) , we believe confident decisions are the...

A Personal Finance Reimagined Origin Story This article is a personal and professional retrospective from Jeff Hulett, a career banker,...

If you’re in your 20s or 30s, the world of investing can feel like a minefield: conflicting advice, daily market swings, and a growing...

Last week we learned about how robo advisors work and help us achieve our investment barbell strategy.  Today, we will dig into some of...

There is an old saying - “The time value of money benefits the young, but the young don’t appreciate the time value of money.” At PFR,...

Last week we met Bob – Bob is a lot like you.  Bob wants to do well with his finances – but needs some help to get on the right track. ...

My name is Jeff Hulett. I’m a decision confidence builder and lead Personal Finance Reimagined, a decision-making and financial education...

A New Era Demands a New Emphasis In an information age defined by instant access and limitless content, the benefits of knowledge are accompanied by a significant cost: our children’s shortening attention spans. This digital saturation represents the negative underbelly of modern digital communication, presenting an immediate and ongoing challenge to educators. It is the antithesis of financial success because the core principles of personal finance—such as saving and living

For many young adults, the path to homeownership feels like hiking uphill with a heavy pack—navigating data overload, rising prices, and...

When Professor Daryl Wieland stepped into the classroom at George Mason University this spring, it was his first time teaching personal...

Buying a home may be one of the most rewarding financial decisions you’ll ever make—but that doesn’t mean it’s easy. First-time buyers...

Younger people face homeownership headwinds not faced by their parents. For many, it is more challenging to get on the homeownership...

“Homes are so expensive and the process seems complicated!”  is commonly heard by people considering buying a house.  Today – we make the...

Why Getting Rich Tomorrow Is Hard—and Why We’re Solving It... In today’s data-saturated world, we are surrounded by apps and platforms...

At Personal Finance Reimagined (PFR), we believe financial literacy isn't just about knowledge—it's about decisions. But behind every successful course, seminar, and student transformation is a team. This spring’s student feedback from our Behavioral Personal Finance (B-PF) class at James Madison University and George Mason University confirmed that belief—and reminded me that while Professor Wieland and I may be the face in the classrooms, the impact is shared. As the founde

At Personal Finance Reimagined (PFR), we believe lifelong wealth and well-being come not just from having information—but from making...

Don’t Wait—Own It: Mike Munger on Why Homeownership Still Matters In a housing market riddled with barriers—skyrocketing prices,...

Innovation and Entrepreneurship with Katie Toibin and Total Toibin Training In the high-energy world of personal fitness,...

When you carry risk, you carry wisdom. A Smarter Way to Manage Risk At Personal Finance Reimagined  (PFR), we believe the path to...

"We have always done it this way” is commonly heard in companies with mature processes and seasoned employees. They are so good at what...